Benefits of a Mortgage Broker
How we help you get a better deal.
One of the main benefits of using a Mortgage Centre professional is that we have access to, and knowledge of, the entire mortgage market-not just the banks.
Because we take your current lifestyle and budget factors into account, we're able to provide you not only with the best available rate, but features that help you meet your exact needs now and in the future. We're working on your side to shop the mortgage market for you, saving you time now, and possibly a considerable amount of money over the term of your mortgage.
A Mortgage Centre professional will assist you from start to finish; in the application process, from pre-approval to home appraisal. Start the process today.
HOW DO I CHOOSE THE RIGHT PERSON TO ASSIST WITH MY MORTGAGE NEEDS?
First, be aware that mortgage agents have a unique interest in your well being. Mortgage agents such as myself strive to make you as happy as possible, as my business depends on it; almost 100% of my business is generated through referrals. Your other option is to confront a financial institution on your own, knowing that they have a unique interest in the profitability for the institution that they work for. Their compensation depends on that profitability, whereas my compensation depends on my clients' willingness to refer their friends and family. One other comparison is this: my goal is to get you the best deal in the entire mortgage market (at no cost to my client), as opposed to the best deal within one single financial institution.
Secondly, be sure to work with someone that you trust and that you are comfortable with. This will help you understand what they are explaining to you, and will make the mortgage experience that much better. Believe it or not, the mortgage experience can be enjoyable.
Thirdly, be aware of your learning style. Personally, I am a visual learner with a dislike for pressure. As my clients know, I draw pictures and graphs to educate them, and they will not get any pressure to go ahead with anything.